/* ===== ROOT VARIABLES ===== */
:root {
    --font-family: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    
    /* Colors */
    --blue-50: #eff6ff;
    --blue-100: #dbeafe;
    --blue-200: #bfdbfe;
    --blue-400: #60a5fa;
    --blue-500: #3b82f6;
    --blue-600: #2563eb;
    --blue-700: #1d4ed8;
    
    --indigo-50: #eef2ff;
    --indigo-100: #e0e7ff;
    --indigo-400: #818cf8;
    --indigo-500: #6366f1;
    --indigo-600: #4f46e5;
    
    --purple-50: #faf5ff;
    --purple-100: #f3e8ff;
    --purple-400: #c084fc;
    --purple-500: #a855f7;
    --purple-600: #9333ea;
    
    --violet-50: #f5f3ff;
    --violet-100: #ede9fe;
    --violet-500: #8b5cf6;
    --violet-600: #7c3aed;
    
    --cyan-50: #ecfeff;
    --cyan-500: #06b6d4;
    --cyan-600: #0891b2;
    
    --sky-50: #f0f9ff;
    --sky-500: #0ea5e9;
    --sky-600: #0284c7;
    
    --teal-50: #f0fdfa;
    --teal-500: #14b8a6;
    --teal-600: #0d9488;
    
    --rose-50: #fff1f2;
    --rose-500: #f43f5e;
    --rose-600: #e11d48;
    
    --pink-500: #ec4899;
    --pink-600: #db2777;
    
    --gray-50: #f9fafb;
    --gray-100: #f3f4f6;
    --gray-200: #e5e7eb;
    --gray-300: #d1d5db;
    --gray-400: #9ca3af;
    --gray-500: #6b7280;
    --gray-600: #4b5563;
    --gray-700: #374151;
    --gray-800: #1f2937;
    --gray-900: #111827;
    
    --gradient-primary: linear-gradient(135deg, var(--blue-600), var(--indigo-600), var(--purple-600));
    --gradient-text: linear-gradient(to right, var(--blue-600), var(--indigo-600), var(--purple-600));
}

/* ===== BASE STYLES ===== */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: var(--font-family);
    color: var(--gray-700);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-x: hidden;
}

/* Custom Scrollbar */
::-webkit-scrollbar {
    width: 12px;
}

::-webkit-scrollbar-track {
    background: #f1f5f9;
    border-radius: 10px;
}

::-webkit-scrollbar-thumb {
    background: linear-gradient(135deg, var(--blue-500), var(--purple-500));
    border-radius: 10px;
    border: 2px solid #f1f5f9;
}

::-webkit-scrollbar-thumb:hover {
    background: linear-gradient(135deg, var(--blue-600), var(--purple-600));
}

/* Focus States */
*:focus-visible {
    outline: 2px solid var(--blue-500);
    outline-offset: 2px;
}

/* ===== TYPOGRAPHY ===== */
h1, h2, h3, h4, h5, h6 {
    font-weight: 700;
    color: var(--gray-900);
    line-height: 1.2;
}

.gradient-text {
    background: var(--gradient-text);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    font-weight: 600;
    border-radius: 1rem;
    transition: all 0.3s ease;
    padding: 0.875rem 2rem;
}

.btn-lg {
    padding: 1rem 2.5rem;
    font-size: 1rem;
}

.btn-gradient {
    background: var(--gradient-primary);
    color: white;
    border: none;
    box-shadow: 0 4px 15px rgba(59, 130, 246, 0.3);
}

.btn-gradient:hover {
    transform: scale(1.05);
    box-shadow: 0 8px 30px rgba(59, 130, 246, 0.5);
    color: white;
}

.btn-gradient i {
    transition: transform 0.3s ease;
}

.btn-gradient:hover i {
    transform: translateX(4px);
}

.btn-outline-secondary {
    background: white;
    color: var(--gray-700);
    border: 2px solid var(--gray-200);
}

.btn-outline-secondary:hover {
    border-color: var(--blue-500);
    background: var(--blue-50);
    color: var(--gray-700);
}

.btn-block {
    width: 100%;
}

.btn-dark {
    background: var(--gray-900);
    color: white;
    border: none;
}

.btn-dark:hover {
    background: var(--gray-800);
    color: white;
    box-shadow: 0 10px 25px rgba(0, 0, 0, 0.2);
}

.btn-apply {
    padding: 1.25rem 2rem;
    font-size: 1.125rem;
    border-radius: 1rem;
}

.btn-apply .bounce-x {
    animation: bounceX 1.5s infinite;
}

@keyframes bounceX {
    0%, 100% { transform: translateX(0); }
    50% { transform: translateX(5px); }
}

.btn-shimmer {
    position: relative;
    overflow: hidden;
}

.btn-shimmer::after {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, transparent, rgba(255,255,255,0.2), transparent);
    transform: translateX(-100%);
    animation: shimmer 2s infinite linear;
}

@keyframes shimmer {
    100% { transform: translateX(100%); }
}

/* ===== HEADER ===== */
.header {
    background: rgba(255, 255, 255, 0.9);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid var(--gray-100);
    box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05);
    z-index: 1000;
}

.header .navbar {
    padding: 1rem 0;
}

.header .logo {
    height: 48px;
    width: auto;
}

/* ===== HERO SECTION ===== */
.hero-section {
    position: relative;
    padding: 10rem 0 5rem;
    overflow: hidden;
    min-height: 100vh;
}

@media (max-width: 991px) {
    .hero-section {
        padding: 8rem 0 4rem;
        min-height: auto;
    }
}

.hero-bg {
    position: absolute;
    inset: 0;
    z-index: -1;
}

.hero-bg::before {
    content: '';
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom right, var(--blue-50), rgba(99, 102, 241, 0.05), rgba(168, 85, 247, 0.03));
}

.hero-gradient-1 {
    position: absolute;
    top: 80px;
    right: 0;
    width: 600px;
    height: 600px;
    background: linear-gradient(to bottom right, rgba(96, 165, 250, 0.2), rgba(129, 140, 248, 0.2));
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
}

.hero-gradient-2 {
    position: absolute;
    bottom: 0;
    left: 0;
    width: 500px;
    height: 500px;
    background: linear-gradient(to top right, rgba(192, 132, 252, 0.2), rgba(244, 114, 182, 0.2));
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 1s;
}

.hero-grid {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(59,130,246,0.05)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.4;
}

@keyframes pulse {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: 0.7; transform: scale(1.05); }
}

/* Trust Badge */
.trust-badge,
.trust-badge-mobile {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.625rem 1.25rem;
    background: linear-gradient(to right, var(--blue-100), var(--indigo-100));
    border-radius: 9999px;
    border: 1px solid rgba(59, 130, 246, 0.2);
    margin-bottom: 1.5rem;
}

.trust-badge i,
.trust-badge-mobile i {
    color: var(--blue-600);
}

.trust-badge span,
.trust-badge-mobile span {
    background: var(--gradient-text);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-weight: 500;
}

/* Hero Title */
.hero-title {
    font-size: 4rem;
    line-height: 1.1;
    letter-spacing: -0.02em;
    margin-bottom: 1.5rem;
}

@media (max-width: 991px) {
    .hero-title {
        font-size: 2.5rem;
    }
}

.mobile-title {
    font-size: 2rem;
    line-height: 1.2;
    color: var(--gray-900);
    margin-top: 0.75rem;
}

.underline-svg {
    position: absolute;
    bottom: -8px;
    left: 0;
    width: 100%;
}

.hero-description {
    font-size: 1.25rem;
    color: var(--gray-600);
    line-height: 1.8;
    max-width: 560px;
    margin-bottom: 2rem;
}

.hero-description .text-primary {
    color: var(--blue-600) !important;
    font-weight: 500;
}

/* Hero CTA */
.hero-cta {
    display: flex;
    gap: 1rem;
    margin-bottom: 3rem;
}

/* Trust Indicators */
.trust-indicators {
    display: flex;
    gap: 2.5rem;
    padding-top: 2rem;
}

.trust-item {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.trust-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.trust-icon i {
    font-size: 1.25rem;
}

.trust-icon.bg-blue {
    background: linear-gradient(to bottom right, var(--blue-500), var(--blue-600));
}

.trust-icon.bg-indigo {
    background: linear-gradient(to bottom right, var(--indigo-500), var(--indigo-600));
}

.trust-icon.bg-purple {
    background: linear-gradient(to bottom right, var(--purple-500), var(--purple-600));
}

.trust-info {
    display: flex;
    flex-direction: column;
}

.trust-value {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--gray-900);
}

.trust-label {
    font-size: 0.875rem;
    color: var(--gray-600);
}

/* Mobile Trust Indicators */
.mobile-trust-indicators {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    margin-top: 2rem;
}

.trust-item-mobile {
    text-align: center;
}

.trust-icon-mobile {
    width: 56px;
    height: 56px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin: 0 auto 0.75rem;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.1);
}

.trust-icon-mobile i {
    font-size: 1.5rem;
}

/* Hero Form */
.hero-form-wrapper {
    position: relative;
    margin-left: 2rem;
}

@media (max-width: 991px) {
    .hero-form-wrapper {
        margin-left: 0;
    }
}

.hero-decoration-1 {
    position: absolute;
    top: -24px;
    right: -24px;
    width: 96px;
    height: 96px;
    background: linear-gradient(to bottom right, var(--blue-400), var(--indigo-400));
    border-radius: 24px;
    opacity: 0.2;
    filter: blur(40px);
    animation: pulse 4s ease-in-out infinite;
}

.hero-decoration-2 {
    position: absolute;
    bottom: -24px;
    left: -24px;
    width: 128px;
    height: 128px;
    background: linear-gradient(to bottom right, var(--purple-400), var(--pink-500));
    border-radius: 24px;
    opacity: 0.2;
    filter: blur(40px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 1s;
}

.hero-form-card {
    position: relative;
    background: linear-gradient(to bottom right, var(--gray-900), #0f172a, var(--gray-900));
    border-radius: 24px;
    padding: 2rem 2.5rem;
    border: 1px solid var(--gray-800);
    overflow: hidden;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
}

.form-glow {
    position: absolute;
    inset: 0;
    background: linear-gradient(to right, rgba(59, 130, 246, 0.1), rgba(99, 102, 241, 0.1), rgba(168, 85, 247, 0.1));
    border-radius: 24px;
    filter: blur(40px);
}

.form-accent {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: var(--gradient-primary);
}

.form-content {
    position: relative;
}

.form-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1.5rem;
}

.instant-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    background: linear-gradient(to right, var(--blue-500), var(--indigo-600));
    border-radius: 9999px;
    color: white;
    font-size: 0.875rem;
}

.no-paperwork {
    color: var(--blue-400);
    font-size: 0.875rem;
}

.form-title h3 {
    font-size: 2rem;
    color: white;
    margin-bottom: 0.5rem;
}

.form-title p {
    color: var(--gray-400);
}

/* Loan Form */
.loan-form {
    margin-top: 1.5rem;
}

.loan-form .form-group {
    margin-bottom: 1.25rem;
}

.loan-form label {
    display: block;
    color: white;
    font-size: 0.875rem;
    margin-bottom: 0.75rem;
        margin-top: 20px;
}

.loan-form .text-info {
    color: var(--blue-400) !important;
}

.input-wrapper {
    position: relative;
}

.loan-form .form-control {
    width: 100%;
    padding: 1rem 1.25rem;
    background: rgba(31, 41, 55, 0.5);
    border: 2px solid var(--gray-700);
    border-radius: 1rem;
    color: white;
    font-size: 1rem;
    transition: all 0.3s ease;
}

.loan-form .form-control::placeholder {
    color: var(--gray-500);
}

.loan-form .form-control:focus {
    outline: none;
    border-color: var(--blue-500);
    box-shadow: 0 0 0 3px rgba(59, 130, 246, 0.2);
}

.check-icon {
    position: absolute;
    right: 1rem;
    top: 50%;
    transform: translateY(-50%);
    color: #4ade80;
    opacity: 0;
    transition: opacity 0.3s ease;
}

.check-icon.show {
    opacity: 1;
}

/* Custom Checkboxes */
.form-checkboxes {
    margin-bottom: 1.5rem;
}

.custom-checkbox {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    cursor: pointer;
    margin-bottom: 0.875rem;
}

.custom-checkbox input {
    width: 20px;
    height: 20px;
    accent-color: var(--blue-600);
    cursor: pointer;
    margin-top: 2px;
    flex-shrink: 0;
}

.checkbox-text {
    color: var(--gray-300);
    font-size: 0.875rem;
    line-height: 1.5;
}

.checkbox-text a {
    color: var(--blue-400);
    text-decoration: underline;
    text-underline-offset: 2px;
}

.checkbox-text a:hover {
    color: var(--blue-300);
}

/* Submit Button */
#submitBtn {
    margin-bottom: 1rem;
}

#submitBtn:disabled {
    opacity: 0.5;
    cursor: not-allowed;
    transform: none !important;
}

/* Security Note */
.security-note {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    color: var(--gray-400);
    font-size: 0.875rem;
    padding-top: 0.5rem;
}

/* Quick Stats */
.quick-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1rem;
    padding-top: 1.5rem;
    margin-top: 1.5rem;
    border-top: 1px solid var(--gray-800);
}

.stat-item {
    text-align: center;
}

.stat-value {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    margin-bottom: 0.25rem;
}

.stat-value.text-info {
    color: var(--blue-400) !important;
}

.stat-value.text-indigo {
    color: var(--indigo-400) !important;
}

.stat-value.text-purple {
    color: var(--purple-400) !important;
}

.stat-label {
    color: var(--gray-500);
    font-size: 0.75rem;
}

/* Mobile Bottom Section */
.mobile-bottom {
    margin-top: 3rem;
}

.mobile-description {
    color: var(--gray-600);
    margin-bottom: 1.5rem;
}

.mobile-cta {
    margin-bottom: 2rem;
}

/* ===== CALCULATOR SECTION ===== */
.calculator-section {
    position: relative;
    padding: 6rem 0;
    background: linear-gradient(to bottom, white, rgba(239, 246, 255, 0.3), white);
    overflow: hidden;
}

.calculator-bg {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(59,130,246,0.03)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.5;
}

.section-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.625rem 1.25rem;
    background: linear-gradient(to right, var(--blue-100), var(--indigo-100));
    border-radius: 9999px;
    border: 1px solid rgba(59, 130, 246, 0.2);
    margin-bottom: 1.5rem;
}

.section-badge i {
    color: var(--blue-600);
}

.section-badge span {
    background: var(--gradient-text);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-weight: 500;
}

.section-title {
    font-size: 2.5rem;
    margin-bottom: 1rem;
}

@media (min-width: 992px) {
    .section-title {
        font-size: 3.5rem;
    }
}

.section-subtitle {
    font-size: 1.25rem;
    color: var(--gray-600);
    max-width: 640px;
    margin: 0 auto;
}

/* Calculator Card */
.calculator-card {
    position: relative;
    background: white;
    border-radius: 24px;
    padding: 2rem 2.5rem;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
    border: 1px solid var(--gray-100);
    overflow: hidden;
}

@media (min-width: 992px) {
    .calculator-card {
        padding: 3rem;
    }
}

.calc-accent {
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 6px;
    background: var(--gradient-primary);
}

.calc-content {
    position: relative;
}

/* Slider Groups */
.slider-group {
    margin-bottom: 2.5rem;
}

.slider-header {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 1rem;
}

.slider-header label {
    font-size: 1.125rem;
    color: var(--gray-700);
}

.slider-value {
    display: flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.625rem 1.25rem;
    border-radius: 1rem;
    font-size: 1.5rem;
    font-weight: 700;
}

.slider-value.blue {
    background: linear-gradient(to right, var(--blue-50), var(--indigo-50));
    border: 1px solid var(--blue-100);
    color: var(--blue-600);
}

.slider-value.purple {
    background: linear-gradient(to right, var(--indigo-50), var(--purple-50));
    border: 1px solid var(--indigo-100);
    color: var(--indigo-600);
}

.slider-value .unit {
    font-size: 1rem;
    font-weight: 500;
    color: var(--gray-600);
}

/* Custom Range Slider */
.slider {
    width: 100%;
    height: 12px;
    border-radius: 9999px;
    -webkit-appearance: none;
    appearance: none;
    cursor: pointer;
}

.slider-blue {
    background: linear-gradient(to right, var(--blue-100), var(--indigo-100));
}

.slider-purple {
    background: linear-gradient(to right, var(--indigo-100), var(--purple-100));
}

.slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 28px;
    height: 28px;
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 4px 12px rgba(59, 130, 246, 0.5);
    border: 3px solid white;
    transition: all 0.3s ease;
}

.slider-blue::-webkit-slider-thumb {
    background: linear-gradient(135deg, var(--blue-500), var(--indigo-500));
}

.slider-purple::-webkit-slider-thumb {
    background: linear-gradient(135deg, var(--indigo-500), var(--purple-500));
}

.slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
}

.slider::-moz-range-thumb {
    width: 28px;
    height: 28px;
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 4px 12px rgba(59, 130, 246, 0.5);
    border: 3px solid white;
    transition: all 0.3s ease;
}

.slider-blue::-moz-range-thumb {
    background: linear-gradient(135deg, var(--blue-500), var(--indigo-500));
}

.slider-purple::-moz-range-thumb {
    background: linear-gradient(135deg, var(--indigo-500), var(--purple-500));
}

.slider-range {
    display: flex;
    justify-content: space-between;
    margin-top: 0.75rem;
    color: var(--gray-500);
    font-size: 0.875rem;
}

/* Interest Rate Box */
.interest-rate-box {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 1.5rem;
    background: linear-gradient(to bottom right, var(--gray-50), rgba(239, 246, 255, 0.5));
    border-radius: 1rem;
    border: 1px solid var(--gray-100);
    margin-bottom: 2rem;
}

.rate-info {
    display: flex;
    align-items: center;
    gap: 0.75rem;
}

.rate-icon {
    width: 48px;
    height: 48px;
    background: linear-gradient(to bottom right, var(--blue-500), var(--indigo-600));
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.rate-icon i {
    font-size: 1.5rem;
}

.rate-value {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--gray-900);
}

/* EMI Result */
.emi-result {
    background: var(--gradient-primary);
    border-radius: 24px;
    padding: 2rem;
    color: white;
    box-shadow: 0 25px 50px -12px rgba(59, 130, 246, 0.3);
    margin-bottom: 2rem;
}

.emi-main {
    padding-bottom: 1.5rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.2);
    margin-bottom: 1.5rem;
}

.emi-label {
    display: block;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 0.5rem;
}

.emi-amount {
    display: flex;
    align-items: baseline;
    font-size: 3rem;
    font-weight: 700;
}

.emi-amount i {
    font-size: 2rem;
    margin-right: 0.25rem;
}

.emi-details {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 1.5rem;
}

.emi-detail .detail-label {
    display: block;
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.7);
    margin-bottom: 0.25rem;
}

.emi-detail .detail-value {
    font-size: 1.5rem;
    font-weight: 600;
}

/* Chart Card */
.chart-card {
    background: white;
    border-radius: 24px;
    padding: 2rem;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
    border: 1px solid var(--gray-100);
}

.chart-header {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    margin-bottom: 1.5rem;
}

.chart-icon {
    width: 40px;
    height: 40px;
    background: linear-gradient(to bottom right, var(--blue-500), var(--indigo-600));
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.chart-header h4 {
    font-size: 1.25rem;
    margin: 0;
}

.chart-container {
    height: 200px;
    margin-bottom: 1.5rem;
}

.chart-legend {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

.legend-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 1rem;
    border-radius: 12px;
}

.legend-item.blue-bg {
    background: var(--blue-50);
}

.legend-item.purple-bg {
    background: var(--purple-50);
}

.legend-item .legend-dot {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    margin-right: 0.75rem;
}

.legend-dot.blue {
    background: var(--blue-500);
}

.legend-dot.purple {
    background: var(--purple-500);
}

.legend-item span:first-of-type {
    display: flex;
    align-items: center;
    color: var(--gray-700);
}

.legend-value {
    font-weight: 600;
    color: var(--gray-900);
}

/* Benefits Cards */
.benefits-cards {
    display: flex;
    flex-direction: column;
    gap: 1rem;
}

.benefit-card {
    padding: 1.5rem;
    border-radius: 1rem;
    color: white;
}

.benefit-card.blue {
    background: linear-gradient(to bottom right, var(--blue-600), var(--blue-700));
}

.benefit-card.purple {
    background: linear-gradient(to bottom right, var(--indigo-600), var(--purple-600));
}

.benefit-label {
    display: block;
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.8);
    margin-bottom: 0.5rem;
}

.benefit-value {
    display: block;
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 0.25rem;
}

.benefit-desc {
    font-size: 0.875rem;
    color: rgba(255, 255, 255, 0.7);
}

/* ===== FEATURES SECTION ===== */
.features-section {
    position: relative;
    padding: 6rem 0;
    background: linear-gradient(to bottom, white, var(--gray-50));
    overflow: hidden;
}

.features-bg {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(59,130,246,0.03)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.4;
}

/* Feature Cards */
.feature-card {
    position: relative;
    background: white;
    border-radius: 1rem;
    padding: 2rem;
    border: 1px solid;
    transition: all 0.5s ease;
    height: 100%;
    overflow: hidden;
}

.feature-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
}

.feature-card.border-blue { border-color: var(--blue-200); }
.feature-card.border-indigo { border-color: var(--indigo-100); }
.feature-card.border-purple { border-color: var(--purple-100); }
.feature-card.border-violet { border-color: var(--violet-100); }
.feature-card.border-cyan { border-color: #a5f3fc; }
.feature-card.border-sky { border-color: #bae6fd; }
.feature-card.border-teal { border-color: #99f6e4; }
.feature-card.border-rose { border-color: #fecdd3; }

.feature-glow {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity 0.5s ease;
    border-radius: 1rem;
}

.feature-card:hover .feature-glow {
    opacity: 0.05;
}

.feature-glow.blue { background: linear-gradient(to right, var(--blue-600), var(--blue-700)); }
.feature-glow.indigo { background: linear-gradient(to right, var(--indigo-600), var(--indigo-700)); }
.feature-glow.purple { background: linear-gradient(to right, var(--purple-600), var(--purple-700)); }
.feature-glow.violet { background: linear-gradient(to right, var(--violet-600), var(--violet-700)); }
.feature-glow.cyan { background: linear-gradient(to right, var(--cyan-600), var(--cyan-600)); }
.feature-glow.sky { background: linear-gradient(to right, var(--sky-600), var(--sky-600)); }
.feature-glow.teal { background: linear-gradient(to right, var(--teal-600), var(--teal-600)); }
.feature-glow.rose { background: linear-gradient(to right, var(--rose-600), var(--rose-600)); }

.feature-icon {
    position: relative;
    width: 64px;
    height: 64px;
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 1.5rem;
    transition: transform 0.5s ease;
}

.feature-card:hover .feature-icon {
    transform: scale(1.1);
}

.feature-icon i {
    font-size: 2rem;
}

.bg-blue-light { background: var(--blue-50); }
.bg-indigo-light { background: var(--indigo-50); }
.bg-purple-light { background: var(--purple-50); }
.bg-violet-light { background: var(--violet-50); }
.bg-cyan-light { background: var(--cyan-50); }
.bg-sky-light { background: var(--sky-50); }
.bg-teal-light { background: var(--teal-50); }
.bg-rose-light { background: var(--rose-50); }

.text-blue { color: var(--blue-600); }
.text-indigo { color: var(--indigo-600); }
.text-purple { color: var(--purple-600); }
.text-violet { color: var(--violet-600); }
.text-cyan { color: var(--cyan-600); }
.text-sky { color: var(--sky-600); }
.text-teal { color: var(--teal-600); }
.text-rose { color: var(--rose-600); }
.text-pink { color: var(--pink-600); }

.feature-card h4 {
    font-size: 1.25rem;
    margin-bottom: 0.75rem;
}

.feature-card p {
    color: var(--gray-600);
    line-height: 1.7;
    margin: 0;
}

/* ===== HOW IT WORKS SECTION ===== */
.how-it-works-section {
    position: relative;
    padding: 8rem 0;
    background: linear-gradient(to bottom, white, rgba(239, 246, 255, 0.3), white);
    overflow: hidden;
}

.hiw-bg {
    position: absolute;
    inset: 0;
}

.hiw-blob-1 {
    position: absolute;
    top: 80px;
    left: 40px;
    width: 288px;
    height: 288px;
    background: rgba(147, 197, 253, 0.2);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
}

.hiw-blob-2 {
    position: absolute;
    bottom: 80px;
    right: 40px;
    width: 384px;
    height: 384px;
    background: rgba(192, 132, 252, 0.2);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 1s;
}

.hiw-blob-3 {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 500px;
    height: 500px;
    background: rgba(199, 210, 254, 0.2);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 0.5s;
}

.hiw-grid {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(59,130,246,0.04)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.4;
}

.section-title-lg {
    font-size: 3rem;
    line-height: 1.2;
    margin-bottom: 1rem;
}

@media (min-width: 992px) {
    .section-title-lg {
        font-size: 4rem;
    }
}

.section-subtitle-lg {
    font-size: 1.25rem;
    color: var(--gray-600);
    max-width: 768px;
    margin: 0 auto;
}

@media (min-width: 992px) {
    .section-subtitle-lg {
        font-size: 1.5rem;
    }
}

/* Steps Container */
.steps-container {
    position: relative;
    max-width: 1200px;
    margin: 0 auto;
}

.connection-path {
    position: absolute;
    top: 128px;
    left: 0;
    width: 100%;
    height: 128px;
    z-index: -1;
}

.path-line {
    stroke-dasharray: 1000;
    stroke-dashoffset: 1000;
    animation: drawPath 2s ease-in-out forwards;
}

@keyframes drawPath {
    to { stroke-dashoffset: 0; }
}

/* Step Cards */
.step-card {
    position: relative;
    background: white;
    border-radius: 24px;
    padding: 2rem;
    border: 2px solid;
    transition: all 0.5s ease;
    height: 100%;
    overflow: hidden;
}

.step-card:hover {
    transform: translateY(-12px);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
}

.step-card.border-blue { border-color: var(--blue-200); }
.step-card.border-indigo { border-color: var(--indigo-100); }
.step-card.border-purple { border-color: var(--purple-100); }
.step-card.border-pink { border-color: #fbcfe8; }

.step-bg {
    position: absolute;
    inset: 0;
    opacity: 0;
    transition: opacity 0.5s ease;
}

.step-card:hover .step-bg {
    opacity: 0.1;
}

.step-bg.blue { background: linear-gradient(to bottom right, var(--blue-400), var(--blue-500)); }
.step-bg.indigo { background: linear-gradient(to bottom right, var(--indigo-400), var(--indigo-500)); }
.step-bg.purple { background: linear-gradient(to bottom right, var(--purple-400), var(--purple-500)); }
.step-bg.pink { background: linear-gradient(to bottom right, var(--pink-500), var(--pink-600)); }

.step-number {
    position: absolute;
    top: -24px;
    right: -24px;
    width: 80px;
    height: 80px;
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-size: 1.5rem;
    font-weight: 700;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
    border: 4px solid white;
    animation: wobble 3s ease-in-out infinite;
}

@keyframes wobble {
    0%, 100% { transform: rotate(0deg); }
    25% { transform: rotate(5deg); }
    75% { transform: rotate(-5deg); }
}

.step-duration {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.5rem 1rem;
    border-radius: 9999px;
    color: white;
    font-size: 0.875rem;
    margin-bottom: 1.5rem;
}

.step-icon-circle {
    width: 96px;
    height: 96px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin: 0 auto 1.5rem;
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.2);
    transition: transform 0.6s ease;
}

.step-card:hover .step-icon-circle {
    transform: scale(1.1) rotate(360deg);
}

.step-icon-circle i {
    font-size: 3rem;
}

.bg-blue { background: linear-gradient(to bottom right, var(--blue-500), var(--blue-600)); }
.bg-indigo { background: linear-gradient(to bottom right, var(--indigo-500), var(--indigo-600)); }
.bg-purple { background: linear-gradient(to bottom right, var(--purple-500), var(--purple-600)); }
.bg-pink { background: linear-gradient(to bottom right, var(--pink-500), var(--pink-600)); }
.bg-violet { background: linear-gradient(to bottom right, var(--violet-600), var(--violet-700)); }

.step-card h4 {
    font-size: 1.5rem;
    text-align: center;
    margin-bottom: 0.75rem;
}

.step-card p {
    text-align: center;
    color: var(--gray-600);
    margin-bottom: 1.5rem;
}

.step-details {
    list-style: none;
    padding: 0;
    margin: 0;
}

.step-details li {
    display: flex;
    align-items: center;
    gap: 0.75rem;
    font-size: 0.875rem;
    color: var(--gray-600);
    margin-bottom: 0.75rem;
}

.step-details li:last-child {
    margin-bottom: 0;
}

.step-corner {
    position: absolute;
    bottom: 0;
    right: 0;
    width: 80px;
    height: 80px;
    border-top-left-radius: 100%;
    opacity: 0.1;
}

.step-corner.blue { background: linear-gradient(to top left, var(--blue-400), var(--blue-500)); }
.step-corner.indigo { background: linear-gradient(to top left, var(--indigo-400), var(--indigo-500)); }
.step-corner.purple { background: linear-gradient(to top left, var(--purple-400), var(--purple-500)); }
.step-corner.pink { background: linear-gradient(to top left, var(--pink-500), var(--pink-600)); }

/* Mobile Arrow */
.mobile-arrow {
    width: 32px;
    height: 32px;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin: 1rem auto;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.2);
    animation: bounceY 1.5s infinite;
}

@keyframes bounceY {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(10px); }
}

/* Process Stats */
.process-stats {
    margin-top: 4rem;
}

.process-stat-card {
    text-align: center;
    padding: 2rem;
    background: white;
    border-radius: 1rem;
    border: 2px solid;
    transition: all 0.3s ease;
}

.process-stat-card:hover {
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
}

.process-stat-card .stat-icon {
    width: 64px;
    height: 64px;
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    margin: 0 auto 1rem;
}

.process-stat-card .stat-icon i {
    font-size: 2rem;
}

.process-stat-card .stat-number {
    display: block;
    font-size: 2.5rem;
    font-weight: 700;
    color: var(--gray-900);
    margin-bottom: 0.5rem;
}

.process-stat-card .stat-text {
    color: var(--gray-600);
}

.cta-note {
    color: var(--gray-500);
    margin-top: 1.5rem;
    font-size: 1.125rem;
}

/* ===== TESTIMONIALS SECTION ===== */
.testimonials-section {
    position: relative;
    padding: 6rem 0;
    background: linear-gradient(to bottom, var(--gray-50), white);
    overflow: hidden;
}

.testimonials-bg {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(59,130,246,0.03)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.4;
}

/* Testimonial Cards */
.testimonial-card {
    position: relative;
    background: white;
    border-radius: 24px;
    padding: 2rem;
    border: 1px solid var(--gray-200);
    transition: all 0.5s ease;
    height: 100%;
}

.testimonial-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.1);
}

.testimonial-glow {
    position: absolute;
    inset: 0;
    border-radius: 24px;
    opacity: 0;
    transition: opacity 0.5s ease;
    z-index: -1;
}

.testimonial-card:hover .testimonial-glow {
    opacity: 0.1;
}

.testimonial-glow.blue { background: linear-gradient(to right, var(--blue-600), var(--indigo-600)); }
.testimonial-glow.indigo { background: linear-gradient(to right, var(--indigo-600), var(--purple-600)); }
.testimonial-glow.purple { background: linear-gradient(to right, var(--purple-600), var(--violet-600)); }

.quote-icon {
    position: absolute;
    top: -16px;
    left: -16px;
    width: 64px;
    height: 64px;
    border-radius: 1rem;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    box-shadow: 0 10px 25px -5px rgba(0, 0, 0, 0.2);
}

.quote-icon i {
    font-size: 2rem;
}

.bg-blue-to-indigo { background: linear-gradient(to right, var(--blue-600), var(--indigo-600)); }
.bg-indigo-to-purple { background: linear-gradient(to right, var(--indigo-600), var(--purple-600)); }
.bg-purple-to-violet { background: linear-gradient(to right, var(--purple-600), var(--violet-600)); }

.stars {
    display: flex;
    gap: 0.25rem;
    margin-bottom: 1.5rem;
    margin-top: 1.5rem;
}

.stars i {
    color: #facc15;
    font-size: 1.25rem;
}

.testimonial-text {
    color: var(--gray-700);
    font-size: 1.125rem;
    line-height: 1.8;
    margin-bottom: 2rem;
}

.testimonial-author {
    display: flex;
    align-items: center;
    gap: 1rem;
    padding-top: 1.5rem;
    border-top: 1px solid var(--gray-100);
}

.testimonial-author img {
    width: 56px;
    height: 56px;
    border-radius: 50%;
    object-fit: cover;
    border: 4px solid var(--gray-100);
}

.author-info {
    display: flex;
    flex-direction: column;
}

.author-name {
    font-size: 1.125rem;
    font-weight: 600;
    color: var(--gray-900);
}

.author-role {
    font-size: 0.875rem;
    color: var(--gray-600);
}

.author-location {
    font-size: 0.75rem;
    color: var(--gray-500);
}

/* Stat Cards */
.stat-card {
    position: relative;
    padding: 2rem;
    border-radius: 1rem;
    color: white;
    text-align: center;
    overflow: hidden;
    transition: all 0.5s ease;
}

.stat-card:hover {
    transform: scale(1.05);
    box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25);
}

.stat-card::before {
    content: '';
    position: absolute;
    inset: 0;
    background: white;
    opacity: 0;
    transition: opacity 0.5s ease;
}

.stat-card:hover::before {
    opacity: 0.1;
}

.stat-card .stat-value {
    display: block;
    font-size: 2.5rem;
    font-weight: 700;
    margin-bottom: 0.5rem;
    position: relative;
}

@media (min-width: 992px) {
    .stat-card .stat-value {
        font-size: 3rem;
    }
}

.stat-card .stat-label {
    color: rgba(255, 255, 255, 0.9);
    position: relative;
}

/* ===== CTA SECTION ===== */
.cta-section {
    position: relative;
    padding: 8rem 0;
    overflow: hidden;
}

.cta-bg {
    position: absolute;
    inset: 0;
    background: linear-gradient(to bottom right, var(--gray-900), #1e3a5f, #312e81);
}

.cta-orb-1 {
    position: absolute;
    top: 0;
    left: 25%;
    width: 384px;
    height: 384px;
    background: rgba(59, 130, 246, 0.3);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
}

.cta-orb-2 {
    position: absolute;
    bottom: 0;
    right: 25%;
    width: 384px;
    height: 384px;
    background: rgba(99, 102, 241, 0.3);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 1s;
}

.cta-orb-3 {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    width: 600px;
    height: 600px;
    background: rgba(168, 85, 247, 0.2);
    border-radius: 50%;
    filter: blur(80px);
    animation: pulse 4s ease-in-out infinite;
    animation-delay: 0.5s;
}

.cta-grid {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(255,255,255,0.05)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.3;
}

.cta-badge {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    padding: 0.75rem 1.5rem;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    border-radius: 9999px;
    color: white;
    margin-bottom: 2rem;
    position: relative;
}

.cta-badge i {
    color: #fde047;
}

.cta-title {
    font-size: 3rem;
    color: white;
    line-height: 1.2;
    margin-bottom: 1.5rem;
    position: relative;
}

@media (min-width: 992px) {
    .cta-title {
        font-size: 4rem;
    }
}

.cta-gradient-text {
    background: linear-gradient(to right, #93c5fd, #c4b5fd, #c084fc);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.cta-description {
    font-size: 1.25rem;
    color: rgba(255, 255, 255, 0.8);
    max-width: 768px;
    margin: 0 auto 2.5rem;
    line-height: 1.8;
    position: relative;
}

@media (min-width: 992px) {
    .cta-description {
        font-size: 1.5rem;
    }
}

.cta-buttons {
    display: flex;
    flex-direction: column;
    gap: 1.25rem;
    justify-content: center;
    align-items: center;
    margin-bottom: 3rem;
    position: relative;
}

@media (min-width: 576px) {
    .cta-buttons {
        flex-direction: row;
    }
}

.btn-cta-primary {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1.25rem 3rem;
    background: linear-gradient(to right, var(--blue-500), var(--indigo-500), var(--purple-500));
    color: white;
    border: none;
    border-radius: 9999px;
    font-size: 1.125rem;
    font-weight: 600;
    transition: all 0.3s ease;
}

.btn-cta-primary:hover {
    transform: scale(1.05);
    box-shadow: 0 25px 50px -12px rgba(59, 130, 246, 0.5);
    color: white;
}

.btn-cta-primary i {
    transition: transform 0.3s ease;
}

.btn-cta-primary:hover i {
    transform: translateX(8px);
}

.btn-cta-secondary {
    display: inline-flex;
    align-items: center;
    gap: 0.75rem;
    padding: 1.25rem 3rem;
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(20px);
    color: white;
    border: 2px solid rgba(255, 255, 255, 0.3);
    border-radius: 9999px;
    font-size: 1.125rem;
    font-weight: 600;
    transition: all 0.3s ease;
}

.btn-cta-secondary:hover {
    background: rgba(255, 255, 255, 0.2);
    color: white;
}

.cta-trust-indicators {
    display: grid;
    grid-template-columns: repeat(1, 1fr);
    gap: 1.5rem;
    max-width: 768px;
    margin: 0 auto 3rem;
    position: relative;
}

@media (min-width: 576px) {
    .cta-trust-indicators {
        grid-template-columns: repeat(3, 1fr);
    }
}

.cta-trust-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 0.75rem;
    padding: 1.5rem;
    background: rgba(255, 255, 255, 0.05);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: 1rem;
}

.cta-trust-icon {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
}

.cta-trust-icon.blue { background: linear-gradient(to bottom right, var(--blue-400), var(--blue-600)); }
.cta-trust-icon.indigo { background: linear-gradient(to bottom right, var(--indigo-400), var(--indigo-600)); }
.cta-trust-icon.purple { background: linear-gradient(to bottom right, var(--purple-400), var(--purple-600)); }

.cta-trust-item span:last-child {
    color: rgba(255, 255, 255, 0.7);
    font-size: 0.875rem;
}

.cta-fine-print {
    color: rgba(255, 255, 255, 0.5);
    font-size: 0.875rem;
    position: relative;
}

/* ===== FOOTER ===== */
.footer {
    position: relative;
    background: linear-gradient(to bottom right, var(--gray-900), #0f172a, var(--gray-900));
    color: white;
    overflow: hidden;
}

.footer-bg {
    position: absolute;
    inset: 0;
    background-image: url("data:image/svg+xml,%3Csvg width='60' height='60' xmlns='http://www.w3.org/2000/svg'%3E%3Cdefs%3E%3Cpattern id='grid' width='60' height='60' patternUnits='userSpaceOnUse'%3E%3Cpath d='M 10 0 L 0 0 0 10' fill='none' stroke='rgba(255,255,255,0.02)' stroke-width='1'/%3E%3C/pattern%3E%3C/defs%3E%3Crect width='100%25' height='100%25' fill='url(%23grid)'/%3E%3C/svg%3E");
    opacity: 0.4;
}

/* Newsletter */
.newsletter-section {
    position: relative;
    background: var(--gradient-primary);
    border-radius: 24px;
    padding: 2rem 2.5rem;
    margin-top: -80px;
    margin-bottom: 4rem;
}

@media (min-width: 992px) {
    .newsletter-section {
        padding: 3rem;
    }
}

.newsletter-section h3 {
    font-size: 2rem;
    margin-bottom: 0.75rem;
}

@media (min-width: 992px) {
    .newsletter-section h3 {
        font-size: 2.5rem;
    }
}

.newsletter-section p {
    color: rgba(255, 255, 255, 0.9);
    font-size: 1.125rem;
}

.newsletter-form {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
}

@media (min-width: 576px) {
    .newsletter-form {
        flex-direction: row;
    }
}

.newsletter-form input {
    flex: 1;
    padding: 1rem 1.5rem;
    background: rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(20px);
    border: 1px solid rgba(255, 255, 255, 0.3);
    border-radius: 1rem;
    color: white;
    font-size: 1rem;
}

.newsletter-form input::placeholder {
    color: rgba(255, 255, 255, 0.6);
}

.newsletter-form input:focus {
    outline: none;
    box-shadow: 0 0 0 3px rgba(255, 255, 255, 0.3);
}

.newsletter-form button {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 0.5rem;
    padding: 1rem 2rem;
    background: white;
    color: var(--blue-600);
    border: none;
    border-radius: 1rem;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.newsletter-form button:hover {
    background: var(--gray-100);
}

.newsletter-form button i {
    transition: transform 0.3s ease;
}

.newsletter-form button:hover i {
    transform: translateX(4px);
}

/* Footer Content */
.footer-content {
    position: relative;
    padding-bottom: 3rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
    margin-bottom: 2rem;
}

.footer-logo {
    height: 48px;
    margin-bottom: 1.5rem;
    filter: brightness(0) invert(1);
}

.footer-description {
    color: var(--gray-400);
    line-height: 1.8;
    margin-bottom: 1.5rem;
}

.social-links {
    display: flex;
    gap: 0.75rem;
}

.social-links a {
    width: 44px;
    height: 44px;
    background: rgba(255, 255, 255, 0.1);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    transition: all 0.3s ease;
}

.social-links a:hover {
    background: var(--gradient-primary);
    transform: scale(1.1);
}

.footer-content h4 {
    font-size: 1.125rem;
    color: white;
    margin-bottom: 1.5rem;
}

.footer-links {
    list-style: none;
    padding: 0;
    margin: 0;
}

.footer-links li {
    margin-bottom: 1rem;
}

.footer-links a {
    color: var(--gray-400);
    text-decoration: none;
    transition: all 0.2s ease;
}

.footer-links a:hover {
    color: white;
    transform: translateX(8px);
    display: inline-block;
}

/* Contact Info */
.contact-info {
    list-style: none;
    padding: 0;
    margin: 0;
}

.contact-info li {
    display: flex;
    align-items: flex-start;
    gap: 0.75rem;
    margin-bottom: 1.25rem;
}

.contact-icon {
    width: 40px;
    height: 40px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.contact-icon.blue { background: rgba(59, 130, 246, 0.2); color: var(--blue-400); }
.contact-icon.indigo { background: rgba(99, 102, 241, 0.2); color: var(--indigo-400); }
.contact-icon.purple { background: rgba(168, 85, 247, 0.2); color: var(--purple-400); }

.contact-info span {
    color: var(--gray-400);
    line-height: 1.6;
}

.contact-info a {
    color: var(--gray-400);
    text-decoration: none;
    transition: color 0.2s ease;
}

.contact-info a:hover {
    color: white;
}

/* Footer Bottom */
.footer-bottom {
    position: relative;
    padding-top: 2rem;
}

.footer-bottom p {
    color: var(--gray-400);
    margin: 0;
}

.footer-bottom-links {
    display: flex;
    flex-wrap: wrap;
    gap: 1.5rem;
    justify-content: center;
}

@media (min-width: 992px) {
    .footer-bottom-links {
        justify-content: flex-end;
    }
}

.footer-bottom-links a {
    color: var(--gray-400);
    text-decoration: none;
    transition: color 0.2s ease;
}

.footer-bottom-links a:hover {
    color: white;
}

/* ===== ANIMATIONS ===== */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.animate-fadeIn {
    animation: fadeIn 0.4s ease-out;
}

/* ===== RESPONSIVE ===== */
@media (max-width: 767px) {
    .section-title {
        font-size: 2rem;
    }
    
    .hero-form-card {
        padding: 1.5rem;
    }
    
    .form-title h3 {
        font-size: 1.5rem;
    }
    
    .calculator-card {
        padding: 1.5rem;
    }
    
    .emi-result {
        padding: 1.5rem;
    }
    
    .emi-amount {
        font-size: 2rem;
    }
    
    .step-number {
        width: 60px;
        height: 60px;
        font-size: 1.25rem;
        top: -16px;
        right: -16px;
    }
    
    .step-icon-circle {
        width: 72px;
        height: 72px;
    }
    
    .step-icon-circle i {
        font-size: 2rem;
    }
    
    .cta-title {
        font-size: 2rem;
    }
    
    .newsletter-section {
        margin-top: -40px;
        padding: 1.5rem;
    }
    
    .newsletter-section h3 {
        font-size: 1.5rem;
    }
}